The assurance market is ambigious to most persons. There are different insurance companies. As a client you can hardly see the complete picture. Nevertheless the user wants to get the suitable plan. Thus it is a good idea to use a tariff comparison webpage, when the customer is searching a particular assurance. There you can get the right insurance quote from a big variety of insurance suppliers. Different common German insurances and financial products – like: gkv gesetzliche krankenversicherung vergleich – have to be discussed in this context:
The dog owner insurance: Without a pet owner assurance every pet owner bears a very high risk of liability when their four-legged friend once provokes a damage. When the dog crosses the street and causes a traffic accident, the owner might be held responsible for all damages of people and vehicles. On the German insurance market there are many dog insurance providers. As a pet owner it is quite hard to find the best provider and contract for your specific needs. The research for the right insurance can be done via Internet. There are recommendable Internet sites which offer free quotations of German pet liability assurances.
The private health assurance: Private health insurance can be taken by business owners – regardless of their salaries. As an employee one may switch to the private sickness assurance, if your yearly gross income lies 3 years in a row over the insurance limit of 49,950 Euros (equivalent to 4,162.50 Euros a month, status of 2010). Also officials, judges and members of parliament are often privately insured. The German private health insurance usually offers better benefits than the national health insurance. Many assurance offerers give the option of making customization to the tariff of the active assurance contract.
The occupational disability insurance: Consumer advisers have repeatedly pointed out that the vocational inability insurance in addition to the indemnity assurance is the most important insurance generally. The loss of manpower is an existential risk. Because of being no longer able to work means to earn nothing. Physical hardship often is the result. The government rarely helps in such an incident – the statutory pension insurance pays only a minimal disability pension for all people born up from the year 1961. The reason for the predominant number of occupational disability cases is disease. Less common cause than disease is a previous accident. About every 4th worker and every 5th employee must terminate their jobs for illness reasons before the time and must go into early retirement. When the claims for sickness benefits paid by the sickness insurance and for unemployment benefits are exhausted, you are confronted with a large money gap when not having a vocational invalidity insurance.
The car liability insurance: If you get an automobile for yourself, you have to insure it. The auto casualty assurance is required by law – without proof of liability insurance already the admission of the car is impossible. The automobile casualty insurance covers whenever you culpably cause a damage to another road user. Fully comprehensive cover or part assurance cover can voluntarily be effected. Comprehensive insurances pay for damages of your own car.
The building assurance: For many people the own house is the largest expense in their life. Hazards such as fire, water or storm can cause immense damages or even a total loss. Therefore premises assurance is essential for every owner of a house. The furniture is not insured. This should be done by a separate household insurance. The elements of fire assurance and tap water assurance should always be included. Natural hazards might be a great risk for your house. So everybody should look for home assurance which includes these special risks. Insurance protection against storm damage should definitely be considered because of the rise of heavy storms during the past years in Germany.
The above mentioned assurances and several others may be found at special price quote Internet pages: private altersvorsorge. This tariff comparison webpage is independent from a single insurance offerer and offers a sound overview of the market. You could look for several assurance related information on this website: www.insurance-article.org. Just enjoy these assurance related articles and stay tuned.