Has Someone Taken My Identity and Committed Fraud

Things which are too good to be true are always coupled with pitfalls. Computers and the internet had been very beneficial to mankind but these same technologies which have made lives comfortable and easier are also the cause of other people’s burden. The world web is easily accessed by anyone and since there are no strict laws that monitor online activities and profile of the users, it has also been an easy avenue to consummate some crimes. Identity theft is one of the crimes which has victimized a lot of innocent people. ID fraud protection

ITADA passed by the United States Senate in 1998 identified identity thefts associated with mortgage, credit card, loans, services and commodities as punishable. With the complexity of identity thefts increasing, the Senate amended the ITADA in 2003.

The second formal form of identity theft is something called “application fraud”. This is when a thief uses some different combinations of your information to do damage to your credit file. They can use your date of birth, your name, address, driver’s license number, and even your social security number. This is why you have to be careful when lending out your information to others.

Identity theft is definitely not a game and is something that you need to be concerned about if you’re planning on applying for credit in the near future. The bottom line is that identity theft is a growing crime and you need to do whatever it takes to protect your information from the people out there. If you want to know how to prevent identity theft before it even happens to you, then you have come to the right place.