San Diego CA Bad Credit Car Financing

Did you know that the majority of people in the United States now have bad credit? Whether being due to the economy, job layoffs, irresponsibility of youth or other reasons, the majority now have bad credit.

Does this mean that you can’t get approved for a car loan with bad credit?


It just means that you have to know what you’re doing and where to do it. If you rely on a dealership finance department to get you approved, then not only will it be less likely that you’ll be approved for the car you want, you may not get approved at all. If approved, you can bet on one thing… you’ll pay a much higher interest rate using a dealer finance department than if you get your own financing outside of the dealership.

Did you know that it’s much easier to get an auto loan online than it is walking into a bank? If you have a job, you’re approved… it’s just a matter of how much you’re approved for. Interest rates are lower with online car loans and that means lower payments, too!

Don’t be discouraged thinking that you can’t have what you want. You probably can. It’s just a matter of understanding the system and knowing what to do and what to avoid.

If you’ve got bad credit and want a car loan, the last place you should depend on to get you a good deal on car financing is the dealership. Deal directly with lenders and you’ll save money with an easier approval.

Learn more about how to buy a car with bad credit at