The Importance of Securing Your Identity

Love is in the air, dating, credit cards and identity theft will be all there. Not knowing the full extent of what was about to happen to his life he took a deep breath and settled in for the night. Identity theft is a serious problem the fact of the matter is no one ever knows if or when they will be affected. The U.S. Federal Trade Commission says that identity theft is its number one source of consumer complaints – 42 percent of all prevent identity theft complaints, in 2001. Had it not been for lifelock and the roll that they played his identity would have been stolen and his life would have never been the same.

There can be no better occasion than Mother’s Day to tell your mom what a special place she holds in your life and in your heart. Staying ahead of the cheap fashion jewelry curve in this ever-changing world of fashion is the key and no wonder all jewelry designers or fashion houses keep coming with new designs and style every season. If you’re looking for the perfect gift for your mom this Mother’s Day and you want it to be unique and special just like her, go for something that is for keeps. It has to be something meaningful and with a deep message that is meant for your mom alone. A curved journey pendant would be symbolic of the growing bond with your mom with every passing year, the gemstones increasing in size being symbolic of this fact.

It’s an exercise in seeming futility. Hose down cushions whenever they start looking dusty or dirty. Turn them often for even wear and sun exposure.

Patio furniture is an excellent addition to any outdoor space. You can now find outdoor wicker furniture covers in very vibrant colors, such as yellow, blue, pink, and so on. Each of the materials have different qualities that impact their appropriate use. Unfortunately, their lightweight construction makes them vulnerable to winds and UV rays can weaken them over time. It can be more expensive but typically looks very elegant and is quite durable.

Help, my identity was stolen

Many people who have been identity theft victims have been overwhelmed by what they need to do next. Identity theft can happen to anyone and oftentimes you will have done nothing to cause this.

Unfortunately, a few con artists use phishing techniques to get your data. If you discover that you have been a victim of identity theft, it is important that you take action immediately and start to work on the damage that occurred by the identity thief. The first step you can take is to identify what actually happened. Lost credit cards, drivers license, Social Security cards and other personal documents should be canceled or reported immediately.

Canceling these will insure that they cannot be used by anyone. You should also be sure that no purchases have been made that were not authorized by you. Consult with your credit card companies to get through this tough situation and to ensure that you will not be held liable.

A good Internet security program will go a long way to protecting you online. The best ones include phishing applications. Be sure to purchase that provides these features. You should also be sure to review your credit report as soon as you can. You can order free credit reports online. You should be sure that everything on your credit report is accurate. Should you find a problem, be sure report it right away.

Checking your credit report will either validate that you haven’t suffered from identity theft or can show you where to look when your identity has been taken. If you ever find accounts listed that you are not aware of it might be a signal that you have been struck by ID theft. Also make sure you validate the addresses listed to be sure no one has tried to secure credit under your name using another address. If you do discover any problems with your credit report, it is important that you get in touch with the lenders to find out what is going on and to inform them that you did not open that account. You can find the numbers of these lenders on the credit report. This makes it easy to notify lenders about the theft.

After you’ve completed the initial reports you will need to keep working with the lenders to get to source the problem. Often you may even require the assistance of a lawyer to help you weed through some of this resolution process. It is important that you take measures to protect yourself and be aware of what you can do if you ever are the victim of ID theft.